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notes/house/helene-ins-adjust.md

@@ -0,0 +1,2915 @@
+---
+description: Insurance claim related to Hurrican Helene Damage
+toc_min_heading_level: 2
+toc_max_heading_level: 5
+hide_table_of_contents: false
+---
+
+# Insurance Adjuster Report
+
+:::info
+24/12/09 - Converted the [original PDF](https://davidawindham.com/wha/Helene-State-Farm-Adjuster-Report.pdf) 📄 using pandoc to Markdown but left tables in HTML format because they're easier to convert. I made a couple adjustments to the headers and added page breaks so that it's easier to navigate.
+:::
+
+---
+
+WINDHAM, DAVID 40-P833-5X21
+
+**State Farm**  
+**P.O. Box 106169**  
+**Atlanta, GA 30348-6169**  
+**Fax: 1-844-236-3646**  
+
+## Structural Damage Claim Policy
+
+This estimate is priced based on estimated market pricing for the cost
+of materials, labor, and other factors at the time of the loss.
+
+Adjustments in market pricing and timing of the repairs may impact the
+final cost of covered repairs. Should you or the contractor you select
+have questions concerning our estimate, please contact us. If your
+contractor's estimate is higher than ours, you should contact us prior
+to beginning repairs. State Farm will work with you and your contractor
+to determine the actual and necessary cost of covered repairs at the
+time repairs will be completed, subject to policy terms, conditions and
+limits.
+
+- We want you to receive quality repair work to restore the damages to
+  your property.
+
+- We will provide you with a detailed estimate of the scope of the
+  damage and costs of repairs. Should the contractor you select have
+  questions concerning our estimate, they should contact your claim
+  representative directly.
+
+- Depending upon the complexity of your repair, our estimate may or may
+  not include an allowance for general contractor's overhead and profit.
+  If you have questions regarding general contractor's overhead and
+  profit and whether general contractor services are appropriate for
+  your loss, please contact your claim representative before proceeding
+  with repairs.
+
+- There may be building codes, ordinances, laws, or regulations that
+  affect the repairs of your property. These items may or may not be
+  covered by your policy. Please contact your claim representative if
+  you have any questions regarding coverage which may be available under
+  your policy.
+
+- State Farm® cannot authorize any contractor to proceed with work on
+  your property. Repairs should proceed only with your authorization.
+
+- State Farm does not guarantee the quality of the workmanship of any
+  contractor or guarantee that the work will be accomplished within any
+  specific time frame.
+
+- It is understood that the contractor is hired by you, our insured, and
+  that they work for you - not State Farm.
+
+If you have any questions or need additional information regarding your
+claim, please contact your claim representative immediately.
+
+Date: 11/5/2024 5:09 PM  
+132214.1 06-18-2009  
+Page: 1
+
+---
+
+## Building Estimate Summary Guide
+
+**This summary guide is based on a sample estimate and is provided for reference only.**  
+**Please refer to the estimate for specifics of your claim.**
+
+1. **Line Item Total** – Total value of all line items in the estimate plus possible adjustments for labor minimums. Labor Minimum is to cover a certain minimum number of hours for drive-time, set up time and applicable administrative costs and repairs.
+
+2.  **General Contractor’s Overhead and Profit** – General contractor’s
+    charge for coordinating your repairs.
+
+3.  **Replacement Cost Value (RCV)** – Estimated cost to repair or
+    replace damaged property.
+
+4.  **Depreciation** – The decrease in the value of property over a
+    period of time due to wear, tear, condition, and obsolescence. A
+    portion or all of this amount may be eligible for replacement cost
+    benefits.
+
+5.  **Deductible** – The insurer will pay for losses, up to the policy
+    limits, in excess of your applicable deductible.
+
+6.  **Net Actual Cash Value Payment (ACV)** – The repair or replacement
+    cost of the damaged part of the property less *depreciation *and
+    *deductible.*
+
+7.  **Non Recoverable Depreciation** – _Depreciation_ applied to items
+    that are not eligible for replacement cost benefits.
+
+8.  **Total Maximum Additional Amount if Incurred** – Total amount of
+    recoverable depreciation after actual repair or replacement of the
+    property.
+
+9.  **Total Amount of Claim if Incurred** – Total amount of the claim,
+    including _net actual cash value payment and total maximum
+    additional amount available if incurred._
+
+1002989  
+Date: 11/5/2024 5:09 PM  
+139928.1 01-23-2013  
+Page: 2
+
+---
+
+Insured: WINDHAM, DAVID Property: 102 GLENRIDGE CIR GREENWOOD, SC 29646-9266  
+Cellular: 803-712-3283  
+Type of Loss: Wind Damage
+Deductible: $2,620.64  
+Date of Loss: 9/26/2024  
+Date Inspected: 10/28/2024  
+Estimate: 40-P833-5X21  
+Claim Number: 40P8335X2  
+Policy Number: 40B2S8753  
+Price List: SCGR28_SEP24  
+Restoration/Service/Remodel
+
+**Summary for Coverage A - Dwelling - 35 Windstorm and Hail**
+
+<table>
+<tbody>
+<tr>
+<td>Line Item Total</td>
+<td>12,589.48</td>
+</tr>
+<tr>
+<td>Material Sales Tax</td>
+<td>207.27</td>
+</tr>
+<tr>
+<td>Subtotal</td>
+<td>12,796.75</td>
+</tr>
+<tr>
+<td>Laundry &amp; D/C Tax</td>
+<td>0.58</td>
+</tr>
+<tr>
+<td>Replacement Cost Value</td>
+<td>12,797.33</td>
+</tr>
+<tr>
+<td>Less Depreciation (Including Taxes)</td>
+<td>(2,044.36)</td>
+</tr>
+<tr>
+<td>Less Deductible</td>
+<td>(2,620.64)</td>
+</tr>
+<tr>
+<td>Net Actual Cash Value Payment</td>
+<td>$8,132.33</td>
+</tr>
+</tbody>
+</table>
+
+**Maximum Additional Amounts Available If Incurred:**
+
+<table>
+<tbody>
+<tr>
+<td>Total Line Item Depreciation (Including Taxes)
+Replacement Cost Benefits</td>
+<td>2,044.36</td>
+<td>2,044.36</td>
+<td></td>
+</tr>
+<tr>
+<td>Total Maximum Additional Amount Available If Incurred</td>
+<td></td>
+<td></td>
+<td>2,044.36</td>
+</tr>
+<tr>
+<td>Total Amount of Claim If Incurred</td>
+<td></td>
+<td></td>
+<td>$10,176.69</td>
+</tr>
+</tbody>
+</table>
+
+Benitez, Jonathan 844-445-8430  
+Torres
+
+**ALL AMOUNTS PAYABLE ARE SUBJECT TO THE TERMS, CONDITIONS AND LIMITS OF YOUR POLICY.**
+
+Date: 11/5/2024 5:09 PM  
+Page: 3
+
+---
+
+Insured: WINDHAM, DAVID Property: 102 GLENRIDGE CIR GREENWOOD, SC 29646-9266  
+Cellular: 803-712-3283  
+Type of Loss: Wind Damage
+Deductible: $2,620.64  
+Date of Loss: 9/26/2024  
+Date Inspected: 10/28/2024  
+Estimate: 40-P833-5X21  
+Claim Number: 40P8335X2  
+Policy Number: 40B2S8753  
+Price List: SCGR28_SEP24  
+Restoration/Service/Remodel
+
+**Summary for Coverage A - Dwelling - 35 Windstorm and Hail - Debris Removal**
+
+<table>
+<tbody>
+<tr>
+<td>Line Item Total</td>
+<td>1,384.36</td>
+</tr>
+<tr>
+<td>Replacement Cost Value</td>
+<td>1,384.36</td>
+</tr>
+<tr>
+<td>Less Deductible</td>
+<td>(1,384.36)</td>
+</tr>
+<tr>
+<td>Net Payment</td>
+<td>$0.00</td>
+</tr>
+</tbody>
+</table>
+
+Benitez, Jonathan 844-445-8430  
+Torres
+
+**ALL AMOUNTS PAYABLE ARE SUBJECT TO THE TERMS, CONDITIONS AND LIMITS OF YOUR POLICY.**
+
+Date: 11/5/2024 5:09 PM  
+Page: 4
+
+---
+
+## Explanation of Building Replacement Cost Benefits Homeowner Policy
+
+**Coverage A - Dwelling - 35 Windstorm and Hail**
+
+To: Name: WINDHAM, DAVID  
+Address: 102 GLENRIDGE CIR  
+City: GREENWOOD  
+State/Zip: SC, 29646-9266
+
+<table>
+<tbody>
+<tr>
+<td>Insured:</td>
+<td>WINDHAM, DAVID</td>
+<td>Claim Number:</td>
+<td>40P8335X2</td>
+</tr>
+<tr>
+<td>Date of Loss:</td>
+<td>9/26/2024</td>
+<td>Cause of Loss:</td>
+<td>WIND</td>
+</tr>
+</tbody>
+</table>
+
+Your insurance policy provides replacement cost benefits for some or all
+of the loss or damage to your dwelling or structures. Replacement cost
+benefits pays the actual and necessary cost of repair or replacement,
+without a deduction for depreciation, subject to your policy’s limit of
+liability. To receive replacement cost benefits you must:
+
+1.  Complete the actual repair or replacement of the damaged part of the
+    property within two years of the date of loss;
+
+2.  Promptly notify us within 30 days after the work has been completed;
+    and
+
+3.  Confirm completion of repair or replacement, by submitting invoices,
+    receipts or other documentation to your agent or claim office.
+
+Until these requirements have been satisfied, our payment(s) to you will
+be for the actual cash value of the damaged part of the property, which
+may include a deduction for depreciation.
+
+Without waiving the above requirements, we will consider paying
+replacement cost benefits prior to actual repair or replacement if we
+determine repair or replacement costs will be incurred because repairs
+are substantially under way or you present a signed contract acceptable
+to us.
+
+The estimate to repair or replace your damaged property is **$12,797.33** .
+The enclosed claim payment to you of **$8,132.33** is for the actual cash
+value of the damaged property at the time of loss, less any deductible
+that may apply. We determined the actual cash value by deducting
+depreciation from the estimated repair or replacement cost. Our estimate
+details the depreciation applied to your loss. Based on our estimate,
+the additional amount available to you for replacement cost benefits
+(recoverable depreciation) is **$2,044.36**.
+
+If you cannot have the repairs completed for the repair/replacement cost
+estimated, please contact your claim specialist prior to beginning
+repairs.
+
+All policy provisions apply to your claim.
+
+Date: 11/5/2024 5:09 PM  
+Page: 5
+
+---
+
+### Roof
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">1.  Remove Laminated - comp. shingle rfg (per SHINGLE)</td>
+</tr>
+<tr>
+<td>186.00 EA</td>
+<td>6.31</td>
+<td>0.00</td>
+<td>1,173.66</td>
+<td></td>
+<td></td>
+<td>1,173.66</td>
+</tr>
+<tr>
+<td colspan="7">2.  Laminated - comp. shingle rfg (per SHINGLE)</td>
+</tr>
+<tr>
+<td>186.00 EA</td>
+<td>15.19</td>
+<td>34.50</td>
+<td>2,859.84</td>
+<td></td>
+<td></td>
+<td>2,859.84</td>
+</tr>
+<tr>
+<td colspan="7"></td>
+</tr>
+<tr>
+<td colspan="7">Component RFG300 from this line item was priced by ITEL Asphalt Shingle
+Pricing (ASP) on 5 Nov 2024.</td>
+</tr>
+<tr>
+<td colspan="7">3. Roofer - per hour</td>
+</tr>
+<tr>
+<td>6.00 HR</td>
+<td>115.00</td>
+<td>0.00</td>
+<td>690.00</td>
+<td></td>
+<td></td>
+<td>690.00</td>
+</tr>
+
+<tr>
+<td colspan="7">4. R&R Sheathing - plywood - 1/2" CDX - per ind. material source</td>
+</tr>
+<tr>
+<td>32.00 SF</td>
+<td>2.00</td>
+<td>0.04</td>
+<td>64.04</td>
+<td></td>
+<td></td>
+<td>64.04</td>
+</tr>
+<tr>
+<td colspan="7"></td>
+</tr>
+<tr>
+<td colspan="7">Repair roof decking</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Roof**</td>
+<td>**34.54**</td>
+<td>**4,787.54**</td>
+<td></td>
+<td></td>
+<td>**4,787.54**</td>
+</tr>
+</tbody>
+</table>
+
+### Front Elevation
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">5. R&R Gutter / downspout - aluminum - up to 5"</td>
+</tr>
+<tr>
+<td>10.00 LF</td>
+<td>9.37</td>
+<td>3.82</td>
+<td>97.52</td>
+<td>5/25 yrs Avg.</td>
+<td>(19.50) 20.00%</td>
+<td>78.02</td>
+</tr>
+<tr>
+<td colspan="7">6. R&R Gutter guard/screen - Premium grade</td>
+</tr>
+<tr>
+<td>20.00 LF</td>
+<td>18.94</td>
+<td>8.99</td>
+<td>387.79</td>
+<td>5/20 yrs Avg.</td>
+<td>(96.95) 25.00%</td>
+<td>290.84</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Front Elevation**</td>
+<td>**12.81**</td>
+<td>**485.31**</td>
+<td></td>
+<td>**116.45**</td>
+<td>**368.86**</td>
+</tr>
+</tbody>
+</table>
+
+### Right Elevation
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+
+Date: 11/5/2024 5:09 PM  
+Page: 6
+
+---
+
+**CONTINUED - Right Elevation**
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">7. R&R Gutter / downspout - aluminum - up to 5"</td>
+</tr>
+<tr>
+<td>10.00 LF</td>
+<td>9.37</td>
+<td>3.82</td>
+<td>97.52</td>
+<td>5/25 yrs Avg.</td>
+<td>(19.50) 25.00%</td>
+<td>78.02</td>
+</tr>
+<tr>
+<td colspan="7">8. R&R Gutter guard/screen - Premium grade</td>
+</tr>
+<tr>
+<td>20.00 LF</td>
+<td>18.94</td>
+<td>8.99</td>
+<td>387.79</td>
+<td>5/20 yrs Avg.</td>
+<td>(96.95) 25.00%</td>
+<td>290.84</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Right Elevation**</td>
+<td>12.81</td>
+<td>485.31</td>
+<td></td>
+<td>116.45</td>
+<td>368.86</td>
+</tr>
+</tbody>
+</table>
+
+
+### Rear Elevation
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td> 
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">9. R&amp;R Soffit - wood</td>
+</tr>
+<tr>
+<td>12.00 SF 6.53</td>
+<td>1.93</td>
+<td>80.29</td>
+<td>8/150 yrs Avg.</td>
+<td>(4.28) 5.33%</td>
+<td>76.01</td>
+<td></td>
+</tr>
+<tr>
+<td colspan="7">10. Prime &amp; paint exterior soffit - wood</td>
+</tr>
+<tr>
+<td>25.00 SF</td>
+<td>2.97</td>
+<td>0.89</td>
+<td>75.14</td>
+<td>8/15 yrs Avg.</td>
+<td>(40.07) <span style={{ color: "red" }}>53.33%</span></td>
+<td>35.07</td>
+</tr>
+<tr>
+<td colspan="7">11. R&amp;R Wood window - casement, 3-11 sf</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>551.73</td>
+<td>28.51</td>
+<td>580.24</td>
+<td>8/30 yrs Avg.</td>
+<td>(154.73) 26.67%</td>
+<td>425.51</td>
+</tr>
+<tr>
+<td colspan="7">* 12. R&amp;R Siding - beveled - wood -</td>
+</tr>
+<tr>
+<td>20.00 SF</td>
+<td>3.67</td>
+<td>0.08</td>
+<td>73.48</td>
+<td>8/100 yrs Avg.</td>
+<td>(5.88) 8.00%</td>
+<td>67.60</td>
+</tr>
+<tr>
+<td colspan="7">13. Paint wood siding - 1 coat</td>
+</tr>
+<tr>
+<td>60.00 SF</td>
+<td>1.63</td>
+<td>1.55</td>
+<td>99.35</td>
+<td>8/15 yrs Avg.</td>
+<td>(52.99) <span style={{ color: "red" }}>53.33%</span></td>
+<td>46.36</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Rear Elevation**</td>
+<td>**32.96**</td>
+<td>**908.50**</td>
+<td></td>
+<td>**257.95**</td>
+<td>**650.55**</td>
+</tr>
+</tbody>
+</table>
+
+### Left Elevation
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+
+Date: 11/5/2024 5:09 PM  
+Page: 7
+
+---
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">14. R&amp;R Gutter guard/screen - Premium grade</td>
+</tr>
+<tr>
+<td>15.00 LF</td>
+<td>18.94</td>
+<td>6.74</td>
+<td>290.84</td>
+<td>8/20 yrs Avg.</td>
+<td>(116.34) 40.00%</td>
+<td>174.50</td>
+</tr>
+<tr>
+<td colspan="7">15. R&amp;R Gutter / downspout - aluminum - up to 5"</td>
+</tr>
+<tr>
+<td>10.00 LF</td>
+<td>9.60</td>
+<td>3.82</td>
+<td>99.82</td>
+<td>8/25 yrs Avg.</td>
+<td>(31.94) 32.00%</td>
+<td>67.88</td>
+</tr>
+<tr>
+<td colspan="7">16. R&amp;R Aluminum window, horiz. slider 12-23 sf</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>306.25</td>
+<td>13.76</td>
+<td>320.01</td>
+<td>8/18 yrs Avg.</td>
+<td>(142.23) 44.44%</td>
+<td>177.78</td>
+</tr>
+<tr>
+<td colspan="7">17. Add. charge for a retrofit window, 12-23 sf -
+difficult</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>240.46</td>
+<td>2.26</td>
+<td>242.72</td>
+<td>8/18 yrs Avg.</td>
+<td>(107.87) 44.44%</td>
+<td>134.85</td>
+</tr>
+<tr>
+<td colspan="7">18. R&amp;R Storm door assembly - Standard grade</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>276.58</td>
+<td>10.86</td>
+<td>287.44</td>
+<td>8/40 yrs Avg.</td>
+<td>(57.48) 20.00%</td>
+<td>229.96</td>
+</tr>
+<tr>
+<td colspan="7">19. Additional charge for a retrofit exterior door</td>
+</tr>
+<tr>
+<td></td>
+<td>1.00 EA</td>
+<td>257.48</td>
+<td>0.25</td>
+<td>257.73</td>
+<td></td>
+<td>257.73</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Left Elevation**</td>
+<td></td>
+<td>**37.69**</td>
+<td>**1,498.56**</td>
+<td>**455.86**</td>
+<td>**1,042.70**</td>
+</tr>
+</tbody>
+</table>
+
+### Debris Removal
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">20. Tandem axle dump trailer - per load - including dump fees</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>218.44 </td>
+<td>0.00</td>
+<td>218.44</td>
+<td></td>
+<td></td>
+<td>218.44</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Debris Removal**</td>
+<td>0.00</td>
+<td>218.44</td>
+<td></td>
+<td>0.00</td>
+<td>218.44</td>
+</tr>
+</tbody>
+</table>
+
+
+
+### Master Closet
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+Date: 11/5/2024 5:09 PM  
+Page: 8
+
+---
+
+
+**CONTINUED - Master Closet**
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">21. R&amp;R 1/2" drywall - hung, taped, floated, ready for paint</td>
+</tr>
+<tr>
+<td>4.00 SF</td>
+<td>3.15</td>
+<td>0.20</td>
+<td>12.80</td>
+<td>5/150 yrs Avg.</td>
+<td>(0.43) 3.33%</td>
+<td>12.37</td>
+</tr>
+<tr>
+<td colspan="7">22. Texture drywall - light hand texture</td>
+</tr>
+<tr>
+<td>6.00 SF</td>
+<td>1.01</td>
+<td>0.04</td>
+<td>6.10</td>
+<td>5/150 yrs Avg.</td>
+<td>(0.20) 3.33%</td>
+<td>5.90</td>
+</tr>
+<tr>
+<td colspan="7">23. R&amp;R Blown-in insulation - 8" depth - R19</td>
+</tr>
+<tr>
+<td>4.00 SF</td>
+<td>1.90</td>
+<td>0.18</td>
+<td>7.78</td>
+<td>5/150 yrs Avg.</td>
+<td>(0.26) 3.33%</td>
+<td>7.52</td>
+</tr>
+<tr>
+<td colspan="7">24. Seal/prime (1 coat) then paint (1 coat) the surface area</td>
+</tr>
+<tr>
+<td>6.00 SF</td>
+<td>1.27</td>
+<td>0.09</td>
+<td>7.71</td>
+<td>5/15 yrs Avg.</td>
+<td>(2.57) 33.33%</td>
+<td>5.14</td>
+</tr>
+<tr>
+<td colspan="7">25. Paint the surface area - one coat</td>
+</tr>
+<tr>
+<td>18.00 SF</td>
+<td>0.88</td>
+<td>0.20</td>
+<td>16.04</td>
+<td>5/15 yrs Avg.</td>
+<td>(5.35) 33.33%</td>
+<td>10.69</td>
+</tr>
+<tr>
+<td colspan="7">26. Mask the surface area per square foot - plastic and tape - 4
+mil</td>
+</tr>
+<tr>
+<td>18.00 SF</td>
+<td>0.33</td>
+<td>0.09</td>
+<td>6.03</td>
+<td>5/15 yrs Avg</td>
+<td>(2.01) 33.33%</td>
+<td>4.02</td>
+</tr>
+<tr>
+<td colspan="7">27. Mask and cover large light fixture</td>
+</tr>
+<tr>
+<td>1.00 EA 26.70</td>
+<td>0.06</td>
+<td>26.76</td>
+<td>5/15 yrs Avg.</td>
+<td>(8.92) 33.33%</td>
+<td>17.84</td>
+<td></td>
+</tr>
+<tr>
+<td colspan="7">28. Contents - move out then reset - Small room</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>60.59</td>
+<td>0.00</td>
+<td>60.59</td>
+<td></td>
+<td></td>
+<td>60.59</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Master Closet**</td>
+<td>**0.86**</td>
+<td>**143.81**</td>
+<td></td>
+<td>**19.74**</td>
+<td>**124.07**</td>
+</tr>
+</tbody>
+</table>
+
+### Master Bath closet
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+
+Date: 11/5/2024 5:09 PM  
+Page: 9
+
+---
+
+**CONTINUED - Master Bath closet**
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">29. R&R 1/2" drywall - hung, taped, floated, ready for paint</td>
+</tr>
+<tr>
+<td>8.00 SF</td>
+<td>3.15</td>
+<td>0.40</td>
+<td>25.60</td>
+<td>5/150 yrs Avg.</td>
+<td>(0.85) 3.33%</td>
+<td>24.75</td>
+</tr>
+<tr>
+<td colspan="7">30. Texture drywall - light hand texture</td>
+</tr>
+<tr>
+<td>12.00 SF</td>
+<td>1.01</td>
+<td>0.08</td>
+<td>12.20</td>
+<td>5/150 yrs Avg.</td>
+<td>(0.40) 3.33%</td>
+<td>11.80</td>
+</tr>
+<tr>
+<td colspan="7">31. R&amp;R Blown-in insulation - 8" depth - R19</td>
+</tr>
+<tr>
+<td>8.00 SF</td>
+<td>1.90</td>
+<td>0.35</td>
+<td>15.55</td>
+<td>5/150 yrs Avg.</td>
+<td>(0.52) 3.33%</td>
+<td>15.03</td>
+</tr>
+<tr>
+<td colspan="7">32. Seal/prime (1 coat) then paint (1 coat) the surface area</td>
+</tr>
+<tr>
+<td>12.00 SF</td>
+<td>1.27</td>
+<td>0.18</td>
+<td>15.42</td>
+<td>5/15 yrs Avg.</td>
+<td>(5.14) 33.33%</td>
+<td>10.28</td>
+</tr>
+<tr>
+<td colspan="7">33. Paint the surface area - one coat</td>
+</tr>
+<tr>
+<td>18.00 SF</td>
+<td>0.88</td>
+<td>0.20</td>
+<td>16.04</td>
+<td>5/15 yrs Avg.</td>
+<td>(5.35) 33.33%</td>
+<td>10.69</td>
+</tr>
+<tr>
+<td colspan="7">34. Mask the surface area per square foot - plastic and tape - 4 mil</td>
+</tr>
+<tr>
+<td>18.00 SF</td>
+<td>0.33</td>
+<td>0.09</td>
+<td>6.03</td>
+<td>5/15 yrs Avg.</td>
+<td>(2.01) 33.33%</td>
+<td>4.02</td>
+</tr>
+<tr>
+<td colspan="7">35. Mask and cover large light fixture</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>26.70</td>
+<td>0.06</td>
+<td>26.76</td>
+<td>5/15 yrs Avg.</td>
+<td>(8.92) 33.33%</td>
+<td>17.84</td>
+</tr>
+<tr>
+<td colspan="7">36. Contents - move out then reset - Small room</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>60.59</td>
+<td>0.00</td>
+<td>60.59</td>
+<td></td>
+<td></td>
+<td>60.59</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Master Bath closet**</td>
+<td>**1.36**</td>
+<td>**178.19**</td>
+<td></td>
+<td>**23.19**</td>
+<td>**155.00**</td>
+</tr>
+</tbody>
+</table>
+
+### Master bedroom
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">37. Carpet - High grade</td>
+</tr>
+<tr>
+<td>216.00 SF</td>
+<td>5.76</td>
+<td>74.24</td>
+<td>1,318.40</td>
+<td>8/10 yrs Avg.</td>
+<td>(1,054.72) 80.00%</td>
+<td>263.68</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Master bedroom**</td>
+<td>**74.24**</td>
+<td>**1,318.40**</td>
+<td></td>
+<td>**1,054.72**</td>
+<td>**263.68**</td>
+</tr>
+</tbody>
+</table>
+
+Date: 11/5/2024 5:09 PM  
+Page: 10
+
+---
+
+### Personal Property
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">38. Clean umbrella - Full service</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>8.25</td>
+<td>0.58</td>
+<td>8.83</td>
+<td></td>
+<td></td>
+<td>8.83</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Personal Property**</td>
+<td>**0.58**</td>
+<td>**8.83**</td>
+<td></td>
+<td>**0.00**</td>
+<td>**8.83**</td>
+</tr>
+</tbody>
+</table>
+
+### Tree Removal
+
+<small>0.00 SF Walls | 0.00 SF Ceiling | 0.00 SF Walls & Ceiling | 0.00 SF Floor | 0.00 SF Short Wall | 0.00 LF Floor Perimeter | 0.00 SF Long Wall | 0.00 LF Ceil. Perimeter</small><br/><br/>
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">39. Tree - removal and disposal - per hour including equipment</td>
+</tr>
+<tr>
+<td>24.00 HR</td>
+<td>93.31</td>
+<td>0.00</td>
+<td>2,239.44</td>
+<td></td>
+<td></td>
+<td>2,239.44</td>
+</tr>
+<tr>
+<td colspan="7">40. Tree - removal - per hour (Labor only)</td>
+</tr>
+<td>24.00 HR</td>
+<td>48.58</td>
+<td>0.00</td>
+<td>1,165.92</td>
+<td></td>
+<td></td>
+<td>1,165.92</td>
+<tr>
+<td colspan="2">**Totals: Tree Removal**</td>
+<td>0.00</td>
+<td>3,405.36</td>
+<td></td>
+<td>0.00</td>
+<td>3,405.36</td>
+</tr>
+</tbody>
+</table>
+
+### Labor Minimums Applied
+
+<table>
+<tbody>
+<tr>
+<td>**QUANTITY**</td>
+<td>**UNIT PRICE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**AGE/LIFE CONDITION**</td>
+<td>**DEPREC. DEP %**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td colspan="7">41. Drywall labor minimum</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>359.56</td>
+<td>0.00</td>
+<td>359.56</td>
+<td></td>
+<td></td>
+<td>359.56</td>
+</tr>
+<tr>
+<td colspan="7">42. Insulation labor minimum</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>153.47</td>
+<td>0.00</td>
+<td>153.47</td>
+<td></td>
+<td></td>
+<td>153.47</td>
+</tr>
+<tr>
+<td colspan="7">43. Painting labor minimum</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>36.20</td>
+<td>0.00</td>
+<td>36.20</td>
+<td></td>
+<td></td>
+<td>36.20</td>
+</tr>
+<tr>
+<td colspan="7">44. Siding labor minimum</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>132.30</td>
+<td>0.00</td>
+<td>132.30</td>
+<td></td>
+<td></td>
+<td>132.30</td>
+</tr>
+<tr>
+<td colspan="7">45. Carpet labor minimum</td>
+</tr>
+<tr>
+<td>1.00 EA</td>
+<td>61.91</td>
+<td>0.00</td>
+<td>61.91</td>
+<td></td>
+<td></td>
+<td>61.91</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Totals: Labor Minimums Applied**</td>
+<td>**0.00**</td>
+<td>**743.44**</td>
+<td></td>
+<td>**0.00**</td>
+<td>**743.44**</td>
+</tr>
+<tr>
+<td colspan="7"></td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="2">**Line Item Totals: 40-P833-5X21**</td>
+<td>**207.85**</td>
+<td>**14,181.69**</td>
+<td></td>
+<td>**2,044.36**</td>
+<td>**12,137.33**</td>
+</tr>
+</tbody>
+</table>
+
+Date: 11/5/2024 5:09 PM  
+Page: 11
+
+---
+
+<table>
+<tbody>
+<tr>
+<td>**COVERAGE**</td>
+<td>**TAX**</td>
+<td>**RCV**</td>
+<td>**DEPREC.**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td>Coverage A - Dwelling - 35 Windstorm and Hail</td>
+<td>207.85</td>
+<td>12,797.33</td>
+<td>(2,044.36)</td>
+<td>10,752.97</td>
+</tr>
+<tr>
+<td>Coverage A - Dwelling - 35 Windstorm and Hail - Debris
+Removal</td>
+<td>0.00</td>
+<td>1,384.36</td>
+<td>(0.00)</td>
+<td>1,384.36</td>
+</tr>
+<tr>
+<td>**Total**</td>
+<td>**207.85**</td>
+<td>**14,181.69**</td>
+<td>**(2,044.36)**</td>
+<td>**12,137.33**</td>
+</tr>
+</tbody>
+</table>
+
+### Grand Total Areas:
+
+<table>
+<tbody>
+<tr>
+<td>1.00 Surface Area</td>
+<td>0.01 Number of Squares</td>
+<td>4.00 Total Perimeter Length</td>
+</tr>
+</tbody>
+</table>
+
+Date: 11/5/2024 5:09 PM  
+Page: 12
+
+---
+
+## Trade Summary
+
+Includes all applicable Tax, General Contractor O&P, and Labor Minimums
+
+<table>
+<tbody>
+<tr>
+<td>**DESCRIPTION**</td>
+<td>**LINE ITEM QTY**</td>
+<td>**REPL. COST TOTAL**</td>
+<td>**ACV**</td>
+<td>**NON-REC. DEPREC.**</td>
+<td>**MAX ADDL. AMT AVAIL.**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**CDC CONT: GARMENT & SOFT GOODS CLN**</td>
+</tr>
+<tr>
+<td>Clean umbrella - Full service</td>
+<td>1.00 EA</td>
+<td>$8.83</td>
+<td>$8.83</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL CONT: GARMENT &amp; SOFT GOODS CLN**</td>
+<td>**$8.83**</td>
+<td>**$8.83**</td>
+<td>**$0.00**</td>
+<td>**$0.00**</td>
+</tr>
+<tr></tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**CON CONTENT MANIPULATION**</td>
+</tr>
+<tr>
+<td>Contents - move out then reset - Small room</td>
+<td>2.00 EA</td>
+<td>$121.18</td>
+<td>$121.18</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL CONTENT MANIPULATION**</td>
+<td>**$121.18**</td>
+<td>**$121.18**</td>
+<td>**$0.00**</td>
+<td>**$0.00**</td>
+</tr>
+<tr></tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**DMO GENERAL DEMOLITION**</td>
+</tr>
+<tr>
+<td>Tandem axle dump trailer - per load - including dump
+fees</td>
+<td>1.00 EA</td>
+<td>$218.44</td>
+<td>$218.44</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>Tree - removal and disposal - per hour including
+equipment</td>
+<td>24.00 HR</td>
+<td>$2,239.44</td>
+<td>$2,239.44</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>Tree - removal - per hour (Labor only)</td>
+<td>24.00 HR</td>
+<td>$1,165.92</td>
+<td>$1,165.92</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL GENERAL DEMOLITION**</td>
+<td>**$3,623.80**</td>
+<td>**$3,623.80**</td>
+<td>**$0.00**</td>
+<td>**$0.00**</td>
+</tr>
+<tr></tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**DOR DOORS**</td>
+</tr>
+<tr>
+<td>R&amp;R Storm door assembly - Standard grade</td>
+<td>1.00 EA</td>
+<td>$287.44</td>
+<td>$229.96</td>
+<td>$0.00</td>
+<td>$57.48</td>
+</tr>
+<tr>
+<td>Additional charge for a retrofit exterior door</td>
+<td>1.00 EA</td>
+<td>$257.73</td>
+<td>$257.73</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL DOORS**</td>
+<td>**$545.17**</td>
+<td>**$487.69**</td>
+<td>**$0.00**</td>
+<td>**$57.48**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**DRY DRYWALL**</td>
+</tr>
+<tr>
+<td>R&amp;R 1/2" drywall - hung, taped, floated, ready for
+paint</td>
+<td>12.00 SF</td>
+<td>$38.40</td>
+<td>$37.12</td>
+<td>$0.00</td>
+<td>$1.28</td>
+</tr>
+<tr>
+<td>Drywall labor minimum</td>
+<td>1.00 EA</td>
+<td>$359.56</td>
+<td>$359.56</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>Texture drywall - light hand texture</td>
+<td>18.00 SF</td>
+<td>$18.30</td>
+<td>$17.70</td>
+<td>$0.00</td>
+<td>$0.60</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL DRYWALL**</td>
+<td>**$416.26**</td>
+<td>**$414.38**</td>
+<td>**$0.00**</td>
+<td>**$1.88**</td>
+</tr>
+<tr></tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**FCC FLOOR COVERING - CARPET**</td>
+</tr>
+<tr>
+<td>Carpet - High grade</td>
+<td>216.00 SF</td>
+<td>$1,318.40</td>
+<td>$263.68</td>
+<td>$0.00</td>
+<td>$1,054.72</td>
+</tr>
+<tr>
+<td>Carpet labor minimum</td>
+<td>1.00 EA</td>
+<td>$61.91</td>
+<td>$61.91</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL FLOOR COVERING - CARPET**</td>
+<td>**$1,380.31**</td>
+<td>**$325.59**</td>
+<td>**$0.00**</td>
+<td>**$1,054.72**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**INS INSULATION**</td>
+</tr>
+<tr>
+<td>R&amp;R Blown-in insulation - 8" depth - R19</td>
+<td>12.00 SF</td>
+<td>$23.33</td>
+<td>$22.55</td>
+<td>$0.00</td>
+<td>$0.78</td>
+</tr>
+<tr>
+<td>Insulation labor minimum</td>
+<td>1.00 EA</td>
+<td>$153.47</td>
+<td>$153.47</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL INSULATION**</td>
+<td>**$176.80**</td>
+<td>**$176.02**</td>
+<td>**$0.00**</td>
+<td>**$0.78**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**PNT PAINTING**</td>
+</tr>
+<tr>
+<td>Mask and cover large light fixture</td>
+<td>2.00 EA</td>
+<td>$53.52</td>
+<td>$35.68</td>
+<td>$0.00</td>
+<td>$17.84</td>
+</tr>
+<tr>
+<td>Mask the surface area per square foot - plastic and tape - 4
+mil</td>
+<td>36.00 SF</td>
+<td>$12.06</td>
+<td>$8.04</td>
+<td>$0.00</td>
+<td>$4.02</td>
+</tr>
+<tr>
+<td>Painting labor minimum</td>
+<td>1.00 EA</td>
+<td>$36.20</td>
+<td>$36.20</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>Paint the surface area - one coat</td>
+<td>36.00 SF</td>
+<td>$32.08</td>
+<td>$21.38</td>
+<td>$0.00</td>
+<td>$10.70</td>
+</tr>
+<tr>
+<td>Paint wood siding - 1 coat</td>
+<td>60.00 SF</td>
+<td>$99.35</td>
+<td>$46.36</td>
+<td>$0.00</td>
+<td>$52.99</td>
+</tr>
+<tr>
+<td>Prime &amp; paint exterior soffit - wood</td>
+<td>25.00 SF</td>
+<td>$75.14</td>
+<td>$35.07</td>
+<td>$0.00</td>
+<td>$40.07</td>
+</tr>
+<tr>
+<td>Seal/prime (1 coat) then paint (1 coat)</td>
+<td>18.00 SF</td>
+<td>$23.13</td>
+<td>$15.42</td>
+<td>$0.00</td>
+<td>$7.71</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL PAINTING**</td>
+<td>**$331.48**</td>
+<td>**$198.15**</td>
+<td>**$0.00**</td>
+<td>**$133.33**</td>
+</tr>
+<tr></tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**RFG ROOFING**</td>
+</tr>
+<tr>
+<td>Laminated - comp. shingle rfg (per SHINGLE)</td>
+<td>186.00 EA</td>
+<td>$2,859.84</td>
+<td>$2,859.84</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>Remove Laminated - comp. shingle rfg (per SHINGLE)</td>
+<td>186.00 EA</td>
+<td>$1,173.66</td>
+<td>$1,173.66</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>Roofer - per hour</td>
+<td>6.00 HR</td>
+<td>$690.00</td>
+<td>$690.00</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>R&amp;R Sheathing - plywood - 1/2" CDX - per ind. material
+source</td>
+<td>32.00 SF</td>
+<td>$64.04</td>
+<td>$64.04</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td colspan="2">**TOTAL ROOFING**</td>
+<td>**$4,787.54**</td>
+<td>**$4,787.54**</td>
+<td>**$0.00**</td>
+<td>**$0.00**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td colspan="6">**SDG SIDING**</td>
+</tr>
+<tr>
+<td>Siding labor minimum</td>
+<td>1.00 EA</td>
+<td>$132.30</td>
+<td>$132.30</td>
+<td>$0.00</td>
+<td>$0.00</td>
+</tr>
+<tr>
+<td>R&amp;R Siding - beveled - wood -</td>
+<td>20.00 SF</td>
+<td>$73.48</td>
+<td>$67.60</td>
+<td>$0.00</td>
+<td>$5.88</td>
+</tr>
+<tr>
+<td>**TOTAL SIDING**</td>
+<td></td>
+<td>**$205.78**</td>
+<td>**$199.90**</td>
+<td>**$0.00**</td>
+<td>**$5.88**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td>**SFG SOFFIT, FASCIA, &amp; GUTTER**</td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>R&amp;R Gutter guard/screen - Premium grade</td>
+<td>55.00 LF</td>
+<td>$1,066.42</td>
+<td>$756.18</td>
+<td>$0.00</td>
+<td>$310.24</td>
+</tr>
+<tr>
+<td>R&amp;R Gutter / downspout - aluminum - up to 5"</td>
+<td>10.00 LF</td>
+<td>$99.82</td>
+<td>$67.88</td>
+<td>$0.00</td>
+<td>$31.94</td>
+</tr>
+<tr>
+<td>R&amp;R Gutter / downspout - aluminum - up to 5"</td>
+<td>20.00 LF</td>
+<td>$195.04</td>
+<td>$156.04</td>
+<td>$0.00</td>
+<td>$39.00</td>
+</tr>
+<tr>
+<td>R&amp;R Soffit - wood</td>
+<td>12.00 SF</td>
+<td>$80.29</td>
+<td>$76.01</td>
+<td>$0.00</td>
+<td>$4.28</td>
+</tr>
+<tr>
+<td>**TOTAL SOFFIT, FASCIA, &amp; GUTTER**</td>
+<td></td>
+<td>**$1,441.57**</td>
+<td>**$1,056.11**</td>
+<td>**$0.00**</td>
+<td>**$385.46**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td>**WDA WINDOWS - ALUMINUM**</td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>R&amp;R Aluminum window, horiz. slider 12- 23 sf</td>
+<td>1.00 EA</td>
+<td>$320.01</td>
+<td>$177.78</td>
+<td>$0.00</td>
+<td>$142.23</td>
+</tr>
+<tr>
+<td>Add. charge for a retrofit window, 12-23 sf - difficult</td>
+<td>1.00 EA</td>
+<td>$242.72</td>
+<td>$134.85</td>
+<td>$0.00</td>
+<td>$107.87</td>
+</tr>
+<tr>
+<td>**TOTAL WINDOWS - ALUMINUM**</td>
+<td></td>
+<td>**$562.73**</td>
+<td>**$312.63**</td>
+<td>**$0.00**</td>
+<td>**$250.10**</td>
+</tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td>**WDW WINDOWS - WOOD**</td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>R&amp;R Wood window - casement, 3-11 sf</td>
+<td>1.00 EA</td>
+<td>$580.24</td>
+<td>$425.51</td>
+<td>$0.00</td>
+<td>$154.73</td>
+</tr>
+<tr>
+<td>**TOTAL WINDOWS - WOOD**</td>
+<td></td>
+<td>**$580.24**</td>
+<td>**$425.51**</td>
+<td>**$0.00**</td>
+<td>**$154.73**</td>
+</tr>
+<tr></tr>
+<tr style={{ borderTop: "2px solid" }}>
+<td>**TOTALS**</td>
+<td></td>
+<td>**$14,181.69**</td>
+<td>**$12,137.33**</td>
+<td>**$0.00**</td>
+<td>**$2,044.36**</td>
+</tr>
+</tbody>
+</table>
+
+Note: Slight variances may be found within report sections due to rounding  
+Date: 11/5/2024 5:09 PM
+Pages 13-15
+
+---
+
+## Recap of Taxes, Overhead and Profit
+
+<table>
+<tbody>
+<tr>
+<td></td>
+<td>**GC Overhead**</td>
+<td>**GC Profit**</td>
+<td>**Material Sales**</td>
+<td>**Laundry &amp; D/C**</td>
+<td>**Manuf. Home**</td>
+<td>**Storage Rental**</td>
+<td>**Local Food Tax**</td>
+</tr>
+<tr>
+<td></td>
+<td>**(0%)**</td>
+<td>**(0%)**</td>
+<td>**Tax (7%)**</td>
+<td>**Tax (7%)**</td>
+<td>**Tax (2%)**</td>
+<td>**Tax (7%)**</td>
+<td>**(1%)**</td>
+</tr>
+<tr>
+<td>**Line Items**</td>
+<td>0.00</td>
+<td>0.00</td>
+<td>207.27</td>
+<td>0.58</td>
+<td>0.00</td>
+<td>0.00</td>
+<td>0.00</td>
+</tr>
+<tr>
+<td>**Total**</td>
+<td>0.00</td>
+<td>0.00</td>
+<td>207.27</td>
+<td>0.58</td>
+<td>0.00</td>
+<td>0.00</td>
+<td>0.00</td>
+</tr>
+</tbody>
+</table>
+ 
+Date: 11/5/2024 5:09 PM
+Pages 16
+
+---
+
+## Recap by Category with Depreciation
+
+<table>
+<tbody>
+<tr>
+<td>**Items**</td>
+<td></td>
+<td>**RCV**</td>
+<td>**Deprec.**</td>
+<td>**ACV**</td>
+</tr>
+<tr>
+<td>**CONT: GARMENT &amp; SOFT GOODS CLN**</td>
+<td></td>
+<td>**8.25**</td>
+<td></td>
+<td>**8.25**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>8.25</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**CONTENT MANIPULATION**</td>
+<td></td>
+<td>**121.18**</td>
+<td></td>
+<td>**121.18**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>121.18</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**GENERAL DEMOLITION**</td>
+<td></td>
+<td>**3,623.80**</td>
+<td></td>
+<td>**3,623.80**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and Hail
+Coverage: Coverage A - Dwelling - 35 @</td>
+<td>61.80% =
+38.20% =</td>
+<td>2,239.44
+1,384.36</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>Windstorm and Hail - Debris Removal</td>
+<td></td>
+<td></td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**DOORS**</td>
+<td></td>
+<td>**534.06**</td>
+<td>**55.31**</td>
+<td>**478.75**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>534.06</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**DRYWALL**</td>
+<td></td>
+<td>**415.54**</td>
+<td>**1.86**</td>
+<td>**413.68**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>415.54</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**FLOOR COVERING - CARPET**</td>
+<td></td>
+<td>**1,306.07**</td>
+<td>**995.33**</td>
+<td>**310.74**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and Hail</td>
+<td>100.00% =</td>
+<td>1,306.07</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**INSULATION**</td>
+<td></td>
+<td>**176.27**</td>
+<td>**0.76**</td>
+<td>**175.51**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>176.27</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**PAINTING**</td>
+<td></td>
+<td>**328.07**</td>
+<td>**131.70**</td>
+<td>**196.37**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>328.07</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**ROOFING**</td>
+<td></td>
+<td>**4,753.00**</td>
+<td></td>
+<td>**4,753.00**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>4,753.00</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**SIDING**</td>
+<td></td>
+<td>**205.70**</td>
+<td>**5.87**</td>
+<td>**199.83**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>205.70</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**SOFFIT, FASCIA, &amp; GUTTER**</td>
+<td></td>
+<td>**1,403.46**</td>
+<td>**375.42**</td>
+<td>**1,028.04**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>1,403.46</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**WINDOWS - ALUMINUM**</td>
+<td></td>
+<td>**546.71**</td>
+<td>**242.98**</td>
+<td>**303.73**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>546.71</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**WINDOWS - WOOD**</td>
+<td></td>
+<td>**551.73**</td>
+<td>**147.13**</td>
+<td>**404.60**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>551.73</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**Subtotal**</td>
+<td></td>
+<td>**13,973.84**</td>
+<td>**1,956.36**</td>
+<td>**12,017.48**</td>
+</tr>
+<tr>
+<td>**Material Sales Tax**</td>
+<td></td>
+<td>**207.27**</td>
+<td>**88.00**</td>
+<td>**119.27**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and Hail</td>
+<td>100.00% =</td>
+<td>207.27</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**Laundry &amp; D/C Tax**</td>
+<td></td>
+<td>**0.58**</td>
+<td></td>
+<td>**0.58**</td>
+</tr>
+<tr>
+<td>Coverage: Coverage A - Dwelling - 35 @ Windstorm and
+Hail</td>
+<td>100.00% =</td>
+<td>0.58</td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>**Total**</td>
+<td></td>
+<td>**14,181.69**</td>
+<td>**2,044.36**</td>
+<td>**12,137.33**</td>
+</tr>
+</tbody>
+</table>
+
+## Time & Material Breakdown
+
+<table>
+<tbody>
+<tr>
+<td>**Items**</td>
+<td>**Quantity**</td>
+<td>**Unit**</td>
+<td>**Price**</td>
+<td>**Total**</td>
+<td>**Cost**</td>
+</tr>
+</tbody>
+</table>
+
+###      
+
+**CONT: GARMENT & SOFT GOODS CLN**
+
+**CONTENT MANIPULATION**
+
+Contractor Labor -
+
+**Miscellaneous: 8.25**
+
+**CONT: GARMENT & SOFT GOODS CLN Subtotal: 8.25**
+
+General Laborer 2.20 HR 55.000 121.18\*
+
+**GENERAL DEMOLITION**
+
+Contractor Labor -
+
+**Labor: 121.18**
+
+**CONTENT MANIPULATION Subtotal: 121.18**
+
+Demolition Laborer 1.99 HR 55.000 109.69\*
+
+Demolition Laborer 48.00 HR 48.580 2,331.84
+
+**Labor: 2,441.53**
+
+<table>
+<tbody>
+<tr>
+<td>Chipper/shredder - 6" to 8" - trailer</td>
+<td>1.00 DA</td>
+<td>249.000</td>
+<td>248.99*</td>
+</tr>
+<tr>
+<td>Single axle dump truck</td>
+<td>0.20 WK</td>
+<td>995.000</td>
+<td>198.99*</td>
+</tr>
+<tr>
+<td>Bucket truck - 50'-60' reach</td>
+<td>1.00 DA</td>
+<td>625.570</td>
+<td>625.54*</td>
+</tr>
+<tr>
+<td>Tandem axle dump trailer</td>
+<td>0.04 WK</td>
+<td>608.000</td>
+<td>23.75*</td>
+</tr>
+<tr>
+<td>Landfill charge - per ton</td>
+<td>1.67 TN</td>
+<td>51.000</td>
+<td>85.00*</td>
+</tr>
+</tbody>
+</table>
+
+Equipment -
+
+**DOORS**
+
+Material -
+
+**Equipment: 1,182.27 GENERAL DEMOLITION Subtotal: 3,623.80**
+
+Liquid foam sealant for doors, windows, etc. - 24 oz. can 0.18 EA 19.171
+3.51\* Storm door assembly - Standard grade 1.00 EA 155.130 155.13
+
+**Material: 158.64**
+
+<table>
+<tbody>
+<tr>
+<td>Demolition Laborer</td>
+<td>0.39 HR</td>
+<td>55.000</td>
+<td>21.42*</td>
+</tr>
+<tr>
+<td>Carpenter - Finish, Trim/Cabinet</td>
+<td>4.72 HR</td>
+<td>75.000</td>
+<td>354.00</td>
+</tr>
+</tbody>
+</table>
+
+Contractor Labor -
+
+**DRYWALL**
+
+Material -
+
+**Labor: 375.42**
+
+**DOORS Subtotal: 534.06**
+
+<table>
+<tbody>
+<tr>
+<td>Drywall screws - grabber - (based on 25 to 50 lb box)</td>
+<td>0.06 LB</td>
+<td>3.716</td>
+<td>0.24*</td>
+</tr>
+<tr>
+<td>Gypsum board, 1/2"</td>
+<td>14.19 SF</td>
+<td>0.500</td>
+<td>7.09*</td>
+</tr>
+<tr>
+<td>Metal corner bead</td>
+<td>0.67 LF</td>
+<td>0.520</td>
+<td>0.35</td>
+</tr>
+<tr>
+<td>Drywall joint compound - 50 lb box</td>
+<td>0.14 BX</td>
+<td>16.916</td>
+<td>2.33*</td>
+</tr>
+<tr>
+<td>Drywall nails (based on 25 to 50 lb box)</td>
+<td>0.03 LB</td>
+<td>2.132</td>
+<td>0.06</td>
+</tr>
+<tr>
+<td>Joint tape - 500' roll</td>
+<td>0.01 RL</td>
+<td>8.165</td>
+<td>0.07*</td>
+</tr>
+<tr>
+<td></td>
+<td>**Material:**</td>
+<td>**10.14**</td>
+<td></td>
+</tr>
+<tr>
+<td>Contractor Labor -
+Demolition Laborer</td>
+<td>0.11 HR</td>
+<td>55.000</td>
+<td>6.12*</td>
+</tr>
+<tr>
+<td>Drywall Installer/Finisher</td>
+<td>0.44 HR</td>
+<td>90.000</td>
+<td>39.72*</td>
+</tr>
+<tr>
+<td>Labor for Drywall labor minimum</td>
+<td>1.00 EA</td>
+<td>359.560</td>
+<td>359.56</td>
+</tr>
+</tbody>
+</table>
+
+**FLOOR COVERING - CARPET**
+
+<table>
+<tbody>
+<tr>
+<td>Carpet - High grade - Allowance</td>
+<td>216.02 SF</td>
+<td>4.850</td>
+<td>1,047.70</td>
+</tr>
+<tr>
+<td>Carpet tackless strip - 400 lf/box</td>
+<td>0.14 BX</td>
+<td>41.039</td>
+<td>5.94*</td>
+</tr>
+<tr>
+<td>Carpet seaming tape - 66 lf per roll</td>
+<td>0.43 RL</td>
+<td>16.024</td>
+<td>6.92*</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Material:**</td>
+<td>**1,060.56**</td>
+</tr>
+<tr>
+<td>Contractor Labor -
+Flooring Installer</td>
+<td>2.19 HR</td>
+<td>76.000</td>
+<td>166.32*</td>
+</tr>
+<tr>
+<td>Labor for Carpet labor minimum</td>
+<td>1.00 EA</td>
+<td>61.910</td>
+<td>61.91</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Labor:**</td>
+<td>**228.23**</td>
+</tr>
+<tr>
+<td>Equipment -
+Carpet power stretcher</td>
+<td>0.31 DA</td>
+<td>40.000</td>
+<td>12.33*</td>
+</tr>
+<tr>
+<td>Carpet seaming iron</td>
+<td>0.31 DA</td>
+<td>16.069</td>
+<td>4.95*</td>
+</tr>
+</tbody>
+</table>
+
+Material -
+
+**Labor: 405.40**
+
+**DRYWALL Subtotal: 415.54**
+
+**INSULATION**
+
+<table>
+<tbody>
+<tr>
+<td>Blown in insulation - Per 30 lb bag</td>
+<td>0.14 BG</td>
+<td>53.636</td>
+<td>7.56*</td>
+</tr>
+<tr>
+<td>Contractor Labor -</td>
+<td></td>
+<td>**Material:**</td>
+<td>**7.56**</td>
+</tr>
+<tr>
+<td>Demolition Laborer</td>
+<td>0.20 HR</td>
+<td>55.000</td>
+<td>11.16*</td>
+</tr>
+<tr>
+<td>Insulation Installer</td>
+<td>0.05 HR</td>
+<td>67.240</td>
+<td>3.48*</td>
+</tr>
+<tr>
+<td>Labor for Insulation labor minimum</td>
+<td>1.00 EA</td>
+<td>153.470</td>
+<td>153.47</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Labor:**</td>
+<td>**168.11**</td>
+</tr>
+<tr>
+<td>Equipment -</td>
+<td></td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>Insulation blower</td>
+<td>0.01 DA</td>
+<td>90.000</td>
+<td>0.60*</td>
+</tr>
+</tbody>
+</table>
+
+Material -
+
+**Equipment: 17.28**
+
+**FLOOR COVERING - CARPET Subtotal: 1,306.07**
+
+**PAINTING**
+
+Material -
+
+**Equipment: 0.60**
+
+**INSULATION Subtotal: 176.27**
+
+<table>
+<tbody>
+<tr>
+<td>Latex paint</td>
+<td>0.30 GL</td>
+<td>53.397</td>
+<td>15.96*</td>
+</tr>
+<tr>
+<td>Painter's putty</td>
+<td>0.02 GL</td>
+<td>26.480</td>
+<td>0.42*</td>
+</tr>
+<tr>
+<td>160 - 180 grit sandpaper - per sheet</td>
+<td>0.22 SH</td>
+<td>1.030</td>
+<td>0.23</td>
+</tr>
+<tr>
+<td>PVA - latex drywall primer/sealer</td>
+<td>0.05 GL</td>
+<td>19.410</td>
+<td>1.01*</td>
+</tr>
+<tr>
+<td>Plastic, 4 mil - 12' x 100' roll</td>
+<td>0.04 RL</td>
+<td>62.135</td>
+<td>2.26*</td>
+</tr>
+<tr>
+<td>Masking/painter's tape, 3/4" x 60 yard roll</td>
+<td>0.17 RL</td>
+<td>4.800</td>
+<td>0.80*</td>
+</tr>
+<tr>
+<td>Masking paper, 12" roll</td>
+<td>0.22 RL</td>
+<td>4.810</td>
+<td>1.06</td>
+</tr>
+<tr>
+<td>Exterior sealer</td>
+<td>0.13 GL</td>
+<td>38.980</td>
+<td>5.17*</td>
+</tr>
+<tr>
+<td>Caulking - acrylic</td>
+<td>0.18 TB</td>
+<td>3.991</td>
+<td>0.73*</td>
+</tr>
+<tr>
+<td>Exterior latex</td>
+<td>0.34 GL</td>
+<td>63.075</td>
+<td>21.15*</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Material:**</td>
+<td>**48.79**</td>
+</tr>
+<tr>
+<td>Contractor Labor -
+Painter</td>
+<td>2.61 HR</td>
+<td>93.000</td>
+<td>243.08*</td>
+</tr>
+<tr>
+<td>Labor for Painting labor minimum</td>
+<td>1.00 EA</td>
+<td>36.200</td>
+<td>36.20</td>
+</tr>
+</tbody>
+</table>
+
+**ROOFING**
+
+<table>
+<tbody>
+<tr>
+<td>1 1/4" roofing nails, (based on 50 lb box)</td>
+<td>5.68 LB</td>
+<td>1.914</td>
+<td>10.88*</td>
+</tr>
+<tr>
+<td>Laminated - comp. shingle</td>
+<td>2.84 SQ</td>
+<td>108.990</td>
+<td>309.78*</td>
+</tr>
+<tr>
+<td>Roofing cement - per tube</td>
+<td>24.51 EA</td>
+<td>7.026</td>
+<td>172.24*</td>
+</tr>
+<tr>
+<td>8d smooth box nails, (based on 50 lb box)</td>
+<td>0.49 LB</td>
+<td>1.300</td>
+<td>0.64</td>
+</tr>
+<tr>
+<td>Sheathing - plywood - 1/2" CDX per specs from ind mat
+source</td>
+<td>1.11 SH</td>
+<td>0.000</td>
+<td>0.00</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Material:**</td>
+<td>**493.54**</td>
+</tr>
+<tr>
+<td>Contractor Labor -
+Roofer</td>
+<td>36.85 HR</td>
+<td>115.000</td>
+<td>4,237.70*</td>
+</tr>
+<tr>
+<td>Demolition Laborer</td>
+<td>0.40 HR</td>
+<td>55.000</td>
+<td>21.76*</td>
+</tr>
+</tbody>
+</table>
+
+Material -
+
+**Labor: 279.28**
+
+**PAINTING Subtotal: 328.07**
+
+**SIDING**
+
+Material -
+
+**Labor: 4,259.46**
+
+**ROOFING Subtotal: 4,753.00**
+
+<table>
+<tbody>
+<tr>
+<td>6d stainless steel siding nails</td>
+<td>0.16 LB</td>
+<td>7.400</td>
+<td>1.20*</td>
+</tr>
+<tr>
+<td>Siding - beveled - wood (clapboard) - per ind. mat.
+source</td>
+<td>22.22 SF</td>
+<td>0.000</td>
+<td>0.00</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Material:**</td>
+<td>**1.20**</td>
+</tr>
+<tr>
+<td>Contractor Labor -
+Siding Installer</td>
+<td>0.73 HR</td>
+<td>85.000</td>
+<td>61.80*</td>
+</tr>
+<tr>
+<td>Demolition Laborer</td>
+<td>0.19 HR</td>
+<td>55.000</td>
+<td>10.40*</td>
+</tr>
+<tr>
+<td>Labor for Siding labor minimum</td>
+<td>1.00 EA</td>
+<td>132.300</td>
+<td>132.30</td>
+</tr>
+</tbody>
+</table>
+
+**SOFFIT, FASCIA, & GUTTER**
+
+Material -
+
+**Labor: 204.50**
+
+**SIDING Subtotal: 205.70**
+
+<table>
+<tbody>
+<tr>
+<td>Silicone caulk - 10 oz tube</td>
+<td>0.32 TB</td>
+<td>11.991</td>
+<td>3.81*</td>
+<td></td>
+</tr>
+<tr>
+<td>Gutter/downspout - aluminum</td>
+<td>33.33 LF</td>
+<td>4.493</td>
+<td>149.74*</td>
+<td></td>
+</tr>
+<tr>
+<td>Gutter hanging bracket - aluminum</td>
+<td>5.00 EA</td>
+<td>2.050</td>
+<td>10.25</td>
+<td></td>
+</tr>
+<tr>
+<td>Gutter guard/screen - Premium grade</td>
+<td>55.00 LF</td>
+<td>6.420</td>
+<td>353.10</td>
+<td></td>
+</tr>
+<tr>
+<td>AC plywood - 1/4" - G1S</td>
+<td>0.42 SH</td>
+<td>48.669</td>
+<td>20.31*</td>
+<td></td>
+</tr>
+<tr>
+<td>4d finish nails (based on 5 lb box)</td>
+<td>0.08 LB</td>
+<td>3.098</td>
+<td>0.26*</td>
+<td></td>
+</tr>
+<tr>
+<td>**Items**</td>
+<td></td>
+<td>**Quantity**</td>
+<td>**Unit Price**</td>
+<td>**Total Cost**</td>
+</tr>
+<tr>
+<td></td>
+<td>Soffit vent - 4"x12" screened metal</td>
+<td>2.00 EA</td>
+<td>3.510</td>
+<td>7.03*</td>
+</tr>
+<tr>
+<td>Contractor Labor -</td>
+<td></td>
+<td>**Material:**</td>
+<td>**544.50**</td>
+<td></td>
+</tr>
+<tr>
+<td>Siding Installer</td>
+<td>0.96 HR</td>
+<td>85.000</td>
+<td>81.84*</td>
+<td></td>
+</tr>
+<tr>
+<td>Demolition Laborer</td>
+<td>0.19 HR</td>
+<td>55.000</td>
+<td>10.32*</td>
+<td></td>
+</tr>
+<tr>
+<td>Siding Installer</td>
+<td>8.83 HR</td>
+<td>81.110</td>
+<td>716.05*</td>
+<td></td>
+</tr>
+<tr>
+<td>Demolition Laborer</td>
+<td>1.04 HR</td>
+<td>48.580</td>
+<td>50.75*</td>
+<td></td>
+</tr>
+</tbody>
+</table>
+
+**WINDOWS - ALUMINUM**
+
+Material -
+
+**Labor: 858.96**
+
+**SOFFIT, FASCIA, & GUTTER Subtotal: 1,403.46**
+
+<table>
+<tbody>
+<tr>
+<td>Silicone caulk - 10 oz tube</td>
+<td>1.24 TB</td>
+<td>11.991</td>
+<td>14.85*</td>
+</tr>
+<tr>
+<td>Wood shims</td>
+<td>0.21 BN</td>
+<td>4.310</td>
+<td>0.91</td>
+</tr>
+<tr>
+<td>Window flashing - 300 ft roll</td>
+<td>0.07 RL</td>
+<td>44.000</td>
+<td>3.23*</td>
+</tr>
+<tr>
+<td>Drywall screws - grabber - (based on 25 to 50 lb box)</td>
+<td>0.13 LB</td>
+<td>3.716</td>
+<td>0.47*</td>
+</tr>
+<tr>
+<td>Liquid foam sealant for doors, windows, etc. - 24 oz.
+can</td>
+<td>0.20 EA</td>
+<td>19.171</td>
+<td>3.83</td>
+</tr>
+<tr>
+<td>Wood screw - #10 x 2", 1 lb box</td>
+<td>0.21 BX</td>
+<td>9.150</td>
+<td>1.93*</td>
+</tr>
+<tr>
+<td>Aluminum window - horiz. slider, 12-23 SF (single glz.
+XO)</td>
+<td>1.00 EA</td>
+<td>185.622</td>
+<td>185.62</td>
+</tr>
+<tr>
+<td>Quarter round, 3/4"</td>
+<td>18.80 LF</td>
+<td>0.956</td>
+<td>17.97</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Material:**</td>
+<td>**228.81**</td>
+</tr>
+<tr>
+<td>ntractor Labor -
+Demolition Laborer 0.50 HR 55.000 27.41*</td>
+<td></td>
+<td></td>
+<td></td>
+</tr>
+<tr>
+<td>Carpenter - Mechanic</td>
+<td>3.87 HR</td>
+<td>75.000</td>
+<td>290.49*</td>
+</tr>
+</tbody>
+</table>
+
+Co
+
+**WINDOWS - WOOD**
+
+Material -
+
+**Labor: 317.90**
+
+**WINDOWS - ALUMINUM Subtotal: 546.71**
+
+<table>
+<tbody>
+<tr>
+<td>Silicone caulk - 10 oz tube</td>
+<td>0.37 TB</td>
+<td>11.991</td>
+<td>4.44</td>
+</tr>
+<tr>
+<td>Wood shims</td>
+<td>0.13 BN</td>
+<td>4.310</td>
+<td>0.57*</td>
+</tr>
+<tr>
+<td>Window flashing - 300 ft roll</td>
+<td>0.05 RL</td>
+<td>44.000</td>
+<td>2.34*</td>
+</tr>
+<tr>
+<td>8d galvanized nails, (based on 50 lb box)</td>
+<td>0.13 LB</td>
+<td>2.490</td>
+<td>0.33*</td>
+</tr>
+<tr>
+<td>Wood window - casement - 3-11 sf</td>
+<td>1.00 EA</td>
+<td>399.560</td>
+<td>399.56</td>
+</tr>
+<tr>
+<td>Contractor Labor -</td>
+<td></td>
+<td>**Material:**</td>
+<td>**407.24**</td>
+</tr>
+<tr>
+<td>Demolition Laborer</td>
+<td>0.75 HR</td>
+<td>55.000</td>
+<td>41.12*</td>
+</tr>
+<tr>
+<td>Carpenter - Mechanic</td>
+<td>1.38 HR</td>
+<td>75.000</td>
+<td>103.37*</td>
+</tr>
+<tr>
+<td></td>
+<td></td>
+<td>**Labor:**</td>
+<td>**144.49**</td>
+</tr>
+<tr>
+<td></td>
+<td>**WINDOWS - WOOD**</td>
+<td>**Subtotal:**</td>
+<td>**551.73**</td>
+</tr>
+<tr>
+<td>**Material**</td>
+<td></td>
+<td></td>
+<td>**2,960.98**</td>
+</tr>
+<tr>
+<td>**Labor**</td>
+<td></td>
+<td></td>
+<td>**9,804.46**</td>
+</tr>
+<tr>
+<td>**Equipment**</td>
+<td></td>
+<td></td>
+<td>**1,200.15**</td>
+</tr>
+<tr>
+<td>**Miscellaneous**</td>
+<td></td>
+<td></td>
+<td>**8.25**</td>
+</tr>
+<tr>
+<td>**Items**</td>
+<td>**Quantity**</td>
+<td>**Unit Price**</td>
+<td>**Total Cost**</td>
+</tr>
+<tr>
+<td>**Subtotal**</td>
+<td></td>
+<td></td>
+<td>**13,973.84**</td>
+</tr>
+<tr>
+<td>Material Sales Tax</td>
+<td></td>
+<td></td>
+<td>207.27</td>
+</tr>
+<tr>
+<td>Laundry &amp; D/C Tax</td>
+<td></td>
+<td></td>
+<td>0.58</td>
+</tr>
+<tr>
+<td>**Total**</td>
+<td></td>
+<td></td>
+<td>**14,181.69**</td>
+</tr>
+</tbody>
+</table>
+
+Date: 11/5/2024 5:09 PM 
+Page: 22
+
+---
+
+## Source - EagleView Roof & Walls 
+
+Source - EagleView Roof & Walls
+
+F1 Source - EagleView Roof & Walls
+
+Date: 11/5/2024 5:09 PM 
+Page: 23
+

notes/house/helene-ins-sum.md

@@ -0,0 +1,2 @@
+# Insurance Claim Summary
+

notes/house/helene-ins.md

@@ -0,0 +1,48 @@
+---
+description: Insurance info related to Hurrican Helene Damage
+toc_min_heading_level: 2
+toc_max_heading_level: 5
+hide_table_of_contents: false
+sidebar_position: 1
+sidebar_class_name: green
+---
+
+# Insurance Claim
+
+
+## Log 
+
+- 12/09 - spoke with general contractor regarding a revised written estimate. Since he's still waiting on subs and will not have the trusses until January, I made an easier to read/compare spreadsheet of the labor and materials costs to compare them to the adjuster's report. 
+  - converted and added the [adjuster's claim settlement report](/notes/house/helene-ins-adjust.md)
+  - codensed the tables into an easier to read [formatted summary](/notes/house/helene-ins-sum.md) 
+- 11/18 - holding claim settlement check until adjusted
+- 11/11 - claim settlement arrived in the mail 
+  - spoke with agent who asked for estimate from contractor to adjust claim instead of sending another adjuster to the house
+  - spoke with contractor who said settlement is not accurate and requested that I ask for another adjuster
+- 11/05 - claim estimate completed and added to claims hub portal
+- 11/05 - claims adjuster called
+  - said he was wrapping the estimate and asked about food loss
+- 10/28 - met with claims adjuster ( Jonathan Bonitez Lozano? ) 
+  - Appt @ 8am but showed up @ 6pm - took notes/photos
+  - submitted additional photos to insurance portal / shared damages list
+  - "allow 10 days for report" ( workdays would put it @ 11/11 )
+- 10/09 - spoke with Mr. SaintCome and scheduled appt for 10/28
+- 10/06 - adjuster called and changed in portal ( Evans SaintCome ) 
+  - returned call and left several voicemails
+- 10/01 - called adjuster assigned in portal ( Mick Kayat ) left message
+- 09/30 - "I don’t see your claim filed yet. Need me to file it for you?"
+  - Claim filed **# 40-P833-5X2** ( portal says filed on 9/29 )
+  - Coverage: 400K dwelling, 300K personal property, 120K loss of use
+    - Deductible: $4,005
+- 09/27 - Notified agent via text ( Brian Schoch )
+  - agent responded "I will get the file claimed for you guys this morning"
+
+
+## Reps
+
+**Brian Schoch - State Farm** - 864-223-1077
+https://www.statefarm.com/agent/us/sc/greenwood/brian-schoch-26hpz1ys000
+https://brianschoch.com  
+License - SC-3612609
+
+Adjuster -  Jonathan Benitez Torres - 884-445-8430

notes/house/helene.md

@@ -7,14 +7,17 @@ image: https://davidawindham.com/wha/helene-1.jpg
 
 ![](/img/helene-1.jpg)
 
-**24/10/05** - Hurricane Helene rolled through last week and did some damage mainly from the three and a half ton oak tree that fell on the house. I'm taking photos and making notes here to keep up with the details. I wrote up a post @ [/posts/hurricane-helene](/posts/hurricane-helene) and published additional damage photos @ [/wha/glenridge/#helene](https://davidawindham.com/wha/glenridge/#helene)
-
 <div class="responsive-image-right">
 ![](/img/helene.jpg)
 </div>
 
+**24/10/05** - Hurricane Helene rolled through last week and did some damage mainly from the three and a half ton oak tree that fell on the house. I'm taking photos and making notes here to keep up with the details. I wrote up a post @ [/posts/hurricane-helene](/posts/hurricane-helene) and published additional damage photos @ [/wha/glenridge/#helene](https://davidawindham.com/wha/glenridge/#helene)
+
+
+
 ## Log
 
+- 12/06 - truss manufacturer backlogged - two months out from measurements
 - 11/18 - cabinet measurements
 - 11/13 - Beth over for design measurements
 - 11/11 - subs over for measurements / estimates
@@ -76,6 +79,8 @@ image: https://davidawindham.com/wha/helene-1.jpg
 
 ## Insurance
 
+**Insurances Notes** @ - [/notes/house/helene-insurance](/notes/house/helene-ins)
+
 - 11/11 - claim settlement arrived in the mail 
   - spoke with agent who asked for estimate from contractor to adjust claim.
   - spoke with contractor who said settlement is not accurate asked for another adjuster

notes/house/house.md

@@ -11,6 +11,7 @@
 
 ## Log
 
+- 24/12/10 - added Helene [Insurance Claim](/notes/house/helene-ins)
 - 24/11/02 - [remodel master bath](/notes/house/bath) and [move office](/notes/house/studio)  alongside helene repairs.
 - 24/09/27 - [Hurricane Helene](/notes/house/helene) - repairs from a tree falling on house.
 - 24/02/05 - [Studio Project](/notes/house/studio) - move my office downstairs

sidebarsnotes.js

@@ -78,12 +78,25 @@ module.exports = {
       type:'category',
       label:'House',
       collapsible: true,
+      collapsed: true,
       link: {      
         type:'doc',
         id:'house/house',
       },
       items: [
-        'house/helene',
+        {
+          type:'category',
+          label:'Hurricane Helene',
+          link: {
+            type:'doc',
+            id:'house/helene',
+          },
+          items: [
+            'house/helene-ins',
+            'house/helene-ins-adjust',
+            'house/helene-ins-sum',
+          ]
+        },
         'house/studio',
         'house/bath',
         'house/build',